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Chief executive officer of Santander Central Hispano, Alfredo Saenz, gives a press conference in Madrid 29 April 2002. Santander Central Hispano, Spain's largest bank, posted first-quarter net profit of 670.5 million euros, up 0.3 percent from 668.3 million euros for the same period last year and at the lower end of expectations. (KEYSTONE/EPA PHOTO EFE/ANGEL DIAZ)