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--- (name to come), 27, is college educated and lives with her brother and parents on their sparse dairy farm just outside Cessis, Latvia. .The collapse of Latvia's largest bank in 1995 wiped out many people's savings. It then got hit by debris from Russia's financial blow-out in 1998. Then came a dizzying boom, fuelled by a lending splurge by foreign, particularly Swedish, banks, followed by a catastrophic slump as credit came to abrupt halt when the global financial crisis swept into Europe in 2008...Dec. 19, 2012.Andrea Bruce/ For the New York Times (KEYSTONE/NOOR/Andrea Bruce)